{"id":780,"date":"2021-12-12T13:26:45","date_gmt":"2021-12-12T13:26:45","guid":{"rendered":"https:\/\/cullimoredutton.co.uk\/?page_id=780"},"modified":"2023-04-20T15:34:04","modified_gmt":"2023-04-20T14:34:04","slug":"pensions-investments-faqs","status":"publish","type":"page","link":"https:\/\/cullimoredutton.co.uk\/financial-advice\/pensions-investments-faqs\/","title":{"rendered":"Pensions &#038; Investments FAQs"},"content":{"rendered":"<div id='av-layout-grid-1'  class='av-layout-grid-container av-c2av0-cc29fc79fdf60e0d1836ba9d65bbc55d entry-content-wrapper main_color av-flex-cells  avia-builder-el-0  el_before_av_section  avia-builder-el-first  showcase grid  container_wrap fullsize'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-36ljw4-317acfc3c68d06adcc8e048cc5e9f839\">\n.flex_cell.av-36ljw4-317acfc3c68d06adcc8e048cc5e9f839{\nvertical-align:middle;\nheight:500px;\nmin-height:500px;\n}\n<\/style>\n<div class='flex_cell av-36ljw4-317acfc3c68d06adcc8e048cc5e9f839 av-gridrow-cell av_one_half no_margin  avia-builder-el-1  el_before_av_cell_one_half  avia-builder-el-first ' ><div class='flex_cell_inner'><section  class='av_textblock_section av-kx6ajzf9-761e9dd10081af4a7c399571ab7f8962'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h1>Pensions &amp; Investments FAQs<\/h1>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-kx6al1u5-7b8930da7592a98bd06b20ff52dd7586'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>You will no doubt have a few questions about the advice and support our Pension &amp; Investments team offers as well as the processes involved before you decide to instruct your Financial Advisor.<\/p>\n<p>We have captured some of the questions which we are frequently asked below. Remember all our teams also offer a free initial consultation.<\/p>\n<\/div><\/section><br \/>\n<section  class='av_textblock_section av-32lnc4-66d666c015ff5ac3b028e5bb9a151f4f'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: left;\"><a class=\"cta-underline font-style--emphasis popupmaker-1\" href=\"#\">Speak to our experts<\/a><\/p>\n<\/div><\/section><br \/>\n<\/p>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lgp7fqea-3577c1987fae4488d88c8fe7a3cfcfad\">\n.flex_cell.av-lgp7fqea-3577c1987fae4488d88c8fe7a3cfcfad{\nvertical-align:top;\nheight:500px;\nmin-height:500px;\nbackground:url(https:\/\/cullimoredutton.co.uk\/wp-content\/uploads\/2023\/04\/FS-323565578.jpg) 100% 50% no-repeat scroll ;\n}\n<\/style>\n<div class='flex_cell av-lgp7fqea-3577c1987fae4488d88c8fe7a3cfcfad av-gridrow-cell av_one_half no_margin  avia-builder-el-6  el_after_av_cell_one_half  avia-builder-el-last  avia-full-stretch' ><div class='flex_cell_inner'><\/div><\/div><\/div><div id='av_section_1'  class='avia-section av-2c4iu4-6923149ac2a4ca1ccc267b85e1d7f0b2 main_color avia-section-default avia-no-border-styling  avia-builder-el-7  el_after_av_layout_row  avia-builder-el-last  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-780'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kx6b83sf-eefd403b77d342e09447934c1f723012\">\n#top .togglecontainer.av-kx6b83sf-eefd403b77d342e09447934c1f723012 p.toggler{\nbackground-color:#fcfcfc;\n}\n#top .togglecontainer.av-kx6b83sf-eefd403b77d342e09447934c1f723012 p.toggler.activeTitle{\nbackground-color:#fcfcfc;\n}\n#top .togglecontainer.av-kx6b83sf-eefd403b77d342e09447934c1f723012 p.toggler:not(.activeTitle):hover{\nbackground-color:#fcfcfc;\n}\n#top .togglecontainer.av-kx6b83sf-eefd403b77d342e09447934c1f723012 p.toggler:not(.activeTitle):hover .toggle_icon, #top .togglecontainer.av-kx6b83sf-eefd403b77d342e09447934c1f723012 p.toggler:not(.activeTitle):hover .toggle_icon *{\nborder-color: !important;\n}\n#top .togglecontainer.av-kx6b83sf-eefd403b77d342e09447934c1f723012 p.toggler .toggle_icon{\ncolor:#000000;\nborder-color:#000000;\n}\n#top .togglecontainer.av-kx6b83sf-eefd403b77d342e09447934c1f723012 p.toggler .toggle_icon > span{\ncolor:#000000;\nborder-color:#000000;\n}\n#top .togglecontainer.av-kx6b83sf-eefd403b77d342e09447934c1f723012 .toggle_wrap .toggle_content{\nbackground-color:#fcfcfc;\n}\n<\/style>\n<div  class='togglecontainer av-kx6b83sf-eefd403b77d342e09447934c1f723012 av-minimal-toggle  avia-builder-el-8  avia-builder-el-no-sibling  toggle_close_all' >\n<section class='av_toggle_section av-kx6b5j8f-21055000e7f0f1f410fc1fb52cfc9ac3'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-1' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1'>What is financial advice?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>The financial advice we offer does not just look after your money, we will research and investigate all your financial interests and propose solutions that will ensure your money looks after you.<\/p>\n<p>The advice we provide is centred around you and your aspirations for the future; the lifestyle you wish to lead in retirement, the age at which you hope to retire and what you plan to leave behind to your loved ones. Our service will provide you with an all-encompassing financial plan tailored to meet those aspirations.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-kx6b663z-7730aaaf15a1cdfe0f322c14d41d6df9'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-2' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2'>How much do I need to retire?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>That is very much dependant on the age at which you plan to retire and the lifestyle you wish to lead in retirement. We will review all the elements within this equation and provide you with a series of options which best match your ambitions.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-kx6b6wrt-47b04f18ebfd5dbde9058888af57efa4'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-3' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3'>How much do I need to invest with you?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>While we do not have a fixed minimum figure the service we provide is for serious investors. This does not necessarily mean that you need large sums of cash in the bank as we will consider all your financial interest; pensions, shares, property, family etc, when discussing your plans with you.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-kx6b7faf-2eddc095994c1faa245891c99cc6a4bd'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-4' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-4'>Do you offer pension reviews?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>Yes, we do. If fact we do not just offer pension reviews; as part of our retirement planning service, we will consider all financial elements, pensions (and how well they are performing), shares, property, tax implications etc, taking everything into account including your retirement ambitions and provide you with an all-encompassing financial plan.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-kx6b7w77-a30d8435756224112d5d73328c82730c'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-5' class='toggler   '  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-5'>Should I combine multiple pensions?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-5' class='toggle_wrap  '  ><div class='toggle_content invers-color '  itemprop=\"text\" ><p>This is very much dependant on your circumstances, the value of the pension pots (how well they are performing), and your retirement aspirations all of which we will review as part of our retirement planning service.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div>\n<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":686,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.3 (Yoast SEO v22.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pensions &amp; 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