Wealth Management and Legacy Planning for High Net Worth Individuals in or nearing Retirement

We understand that retirement is a time to enjoy the fruits of your labour, but it also comes with important decisions about how to protect and manage your wealth for the future. For high net worth individuals, proactive wealth management and planning for the transfer of assets to loved ones is essential in securing your financial legacy. We understand the complexity of families and how to protect your loved ones

Our experienced team provides tailored solutions to help you navigate the complexities of retirement, ensuring your wealth continues to grow and is safeguarded for future generations. Whether you are looking to enhance your retirement income, minimise tax liabilities, or ensure the smooth transfer of your estate, we are here to guide you every step of the way.

How We Support You:

Proactive Wealth Management:

We work with you to develop bespoke strategies that align with your financial goals in retirement, from investment management and income generation to tax-efficient solutions. Our aim is to ensure that your wealth continues to support your lifestyle and grows sustainably throughout retirement.

Estate and Legacy Planning:

Planning for the future transfer of your wealth is crucial. We help you structure your estate to ensure that your loved ones receive the maximum benefit, while minimising any potential tax burdens. Whether through trusts, wills, or tailored succession planning, we ensure your legacy is preserved according to your wishes.

Personalised Advice:

Every individual’s financial circumstances and family dynamics are unique. Our team takes the time to understand your personal situation and aspirations, crafting bespoke legal and financial plans to protect and transfer your wealth in the most effective way possible. This is done according to the needs and circumstances of the individuals you wish to benefit

Minimizing Risks and Taxes:

We provide expert advice on mitigating risks and minimizing taxes that could erode your wealth, ensuring that your assets are protected and passed on efficiently. From inheritance tax planning to lifetime gifting, our focus is on preserving your wealth for the next generation and beyond.

Ongoing Support:

Retirement brings evolving needs. As your circumstances and financial landscape change, we offer ongoing support to adjust your plans and keep your wealth management strategy aligned with your goals. Our team remains by your side, ensuring peace of mind as you navigate the complexities of retirement and estate planning.

At Cullimore Dutton, we are committed to helping high net worth individuals in retirement manage their wealth with confidence and plan for a smooth transition of assets to loved ones. Let us help you protect your legacy and secure your family’s financial future.