Free Pension Review
Financial planning for your retirement is an important task, allowing you to ensure financial security in the future, adhere to tax regulations, and boost your savings.
At Cullimore Dutton, we provide a free pension review, helping you assess your existing pension schemes and identify any areas for improvement based on your retirement goals.
With extensive experience in the financial sector, we can provide bespoke advice that centres on your objectives for the future. With our support, you’ll work towards your desired lifestyle during your retirement years.
We offer legal and financial services under one roof, meaning that we can take a cohesive approach where required, resulting in better decisions for your finances.
Read more about our pension review service below, or simply contact us using the details provided.
Get in touch with our independent financial advisers in Chester
To access a free pension review, please get in touch with our experts at Cullimore Dutton.
You can give us a call on 01244 356789, or complete our contact form, and a member of our team will contact you as soon as possible.
Free Pension Review
Our experts at Cullimore Dutton appreciate that many individuals will have several pension schemes across different jobs. If these are your circumstances, you may have wondered whether or not consolidating your pensions may be a beneficial option for you.
As part of our free pension advice service, one of our independent financial advisers will assess your current pension schemes. By doing so, they will establish whether or not pension consolidation could be a suitable choice for you.
Consolidating your pension into one fund can be suitable for some, though it is not without risk, so it’s important to have support from specialist financial advisors to support you with this process.
Our advisors will make an initial assessment to determine if you are on track with your pension contributions and if your current pension schemes are suitably matched to your retirement goals.
If we believe that there are certain aspects of your pension schemes that require improvement, we can draft a report that outlines the suitable next steps. Your financial advisor will work on identifying your attitude to risk and your risk profile, as well as help you to clearly determine your goals for the future.
Where clients would like to get help with pension strategy and management, including optimisation for growth and assessing the performance of your pension over time, we provide specialist pension planning services.
Our independent financial advisers have much experience supporting a diverse range of clients to make the most of their pensions.
The laws regarding pensions are subject to change over time, but with our comprehensive strategy and our ability to provide both financial and legal advice, we can help you stay one step ahead and maximise your funds.
To access pension advice in Cheshire today, please get in touch with our specialists at Cullimore Dutton.
Frequently asked questions about pension reviews
What is a pension review?
A pension review refers to a financial product where an independent financial advisor assesses your current pension arrangements. The idea is to ensure that your pension contributions are on the right track and that your existing scheme supports your goals for the future.
When should I review my pension?
It is advisable to review your pension regularly, for instance, once a year. Doing so can help you assess the performance of your pensions and make any necessary adjustments according to new legislation.
This can be particularly important as the laws that affect pensions are subject to change, so it may occasionally be necessary to make certain adjustments so that your pension funds are not negatively affected.
Reviewing your pension can help you to ensure that any problems can be identified and fixed so that these do not negatively impact your investments and savings.
How do I know if my pension is performing well?
The majority of pension providers will allow you to log in and check your pension online, allowing you to monitor the progress of your pension over time.
To assess if your pension is doing well, you’ll need to make comparisons between your yearly returns, look at the growth rate, as well as consider external factors such as inflation. It’s also important to consider your investments and track these against your goals.
Ultimately, navigating the above can be challenging, so it’s advisable to work with a pension planner who can help you manage your pension and optimise it for growth over time.
Get in touch with our independent financial advisers in Chester
To access a free pension review, please get in touch with our experts at Cullimore Dutton.
You can give us a call on 01244 356789 or complete our contact form, and a member of our team will contact you as soon as possible.