Homeowners urged to get ‘move ready’ as pressure grows

In a housing market where mortgage rates can shift on global headlines and property chains remain painfully fragile, homeowners are being urged to get “move ready” before putting their property on the market or starting their property search.

The call comes as the property sector continues to push for faster, more efficient conveyancing processes against a backdrop of ongoing economic uncertainty. Major lenders and property businesses are increasingly investing in digital systems aimed at reducing delays, minimising fall-throughs and helping transactions progress more smoothly.

A government-backed open property coalition is also working to accelerate the digitisation of the homebuying process, while Nationwide recently became the first lender to accept e-signatures. Lloyds is among the latest organisations to announce initiatives focused on gathering key information earlier and improving how data is shared between parties.

Conveyancing specialists say the changes reflect a growing awareness that the traditional homebuying process can often feel unnecessarily slow and stressful, particularly at a time when buyers and sellers remain conscious of mortgage rates, household costs and wider financial pressures.

Recent geopolitical tensions, alongside concerns over oil prices and global market stability, have added further uncertainty to the market. At the same time, the spring and summer months traditionally bring increased housing activity, placing additional pressure on all parties involved in property chains.

A significant number of property transactions still fail to reach completion, often because issues arise too late in the process. Missing documentation, delays with searches, identity checks and uncertainty around funding can all contribute to hold-ups.

Our Managing Director and Head of Property Sarah Davies, said:

“With ongoing concerns around inflation, interest rates and the wider global economy, buyers and sellers are understandably looking for greater certainty and fewer obstacles when moving home. We are seeing a growing recognition that those who are better prepared from the outset are far more likely to avoid delays later in the transaction. As a result, there is naturally more emphasis on ensuring both buyers and sellers are in a strong position before a sale is agreed.”

Many organisations across the property sector are now working collaboratively to modernise the process through greater use of digital technology, earlier verification checks and improved information sharing. However, legal experts stress that technology alone will not resolve every issue.

“Digital improvements are extremely welcome and they will undoubtedly help reduce duplication and unnecessary administrative delays,” Sarah added. “However, preparation remains absolutely key. Sellers who gather important documents early, ensure paperwork is ready before a buyer is found and respond promptly to enquiries are generally in a much stronger position throughout the transaction.”

Buyers can also help avoid unnecessary delays by ensuring mortgage agreements are in place, having proof of funds readily available and instructing a solicitor and completing identity verification checks as early as possible.

“It is encouraging to see continued efforts across the industry to make moving home a smoother and less stressful experience,” Sarah said. “The government promised a homebuying ‘shake up’ last October and there is clear momentum behind improving the process. In the meantime, taking proactive steps early on remains the best way for buyers and sellers to avoid unnecessary hiccups along the way.”

Moving home can be one of life’s most stressful experiences, but good preparation and the right legal support can make a real difference. Anyone planning a move and looking for practical advice is encouraged to get in touch with our Dutton property team.