You will no doubt have a few questions about the advice and support our Pension & Investments team offers as well as the processes involved before you decide to instruct your Financial Advisor.
We have captured some of the questions which we are frequently asked below. Remember all our teams also offer a free initial consultation.
What is financial advice?
The financial advice we offer does not just look after your money, we will research and investigate all your financial interests and propose solutions that will ensure your money looks after you.
The advice we provide is centred around you and your aspirations for the future; the lifestyle you wish to lead in retirement, the age at which you hope to retire and what you plan to leave behind to your loved ones. Our service will provide you with an all-encompassing financial plan tailored to meet those aspirations.
How much do I need to retire?
That is very much dependant on the age at which you plan to retire and the lifestyle you wish to lead in retirement. We will review all the elements within this equation and provide you with a series of options which best match your ambitions.
How much do I need to invest with you?
While we do not have a fixed minimum figure the service we provide is for serious investors. This does not necessarily mean that you need large sums of cash in the bank as we will consider all your financial interest; pensions, shares, property, family etc, when discussing your plans with you.
Do you offer pension reviews?
Yes, we do. If fact we do not just offer pension reviews; as part of our retirement planning service, we will consider all financial elements, pensions (and how well they are performing), shares, property, tax implications etc, taking everything into account including your retirement ambitions and provide you with an all-encompassing financial plan.
Should I combine multiple pensions?
This is very much dependant on your circumstances, the value of the pension pots (how well they are performing), and your retirement aspirations all of which we will review as part of our retirement planning service.
